Car Leasing
from 1.45% interest
We compare offers from 7 banks and find the best terms for your car. A decision in 15 minutes.
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7-Bank Leasing Comparison 2026
| Bank | Interest rate | Term | Down payment | EV rate |
|---|---|---|---|---|
| Swedbank | from 1,45 % | up to 84 mo. | from 15 % | from 1,45 % |
| SEB | from 1,75 % | up to 72 mo. | from 15 % | from 1,65 % |
| Citadele | from 2,29 % | up to 72 mo. | from 10 % | from 1,99 % |
| Inbank | from 2,49 % | up to 84 mo. | from 0 % | from 2,29 % |
| Luminor | from 2,29 % | up to 84 mo. | from 10 % | from 1,99 % |
| Mogo | from 3,49 % | up to 72 mo. | from 0 % | from 2,99 % |
| General Financing | from 2,99 % | up to 60 mo. | from 10 % | — |
* Rates are indicative, April 2026. The exact offer depends on the car and the customer profile.
Why lease through WHEELSTREET?
Rates from 1.45%
The best rates on the market — we negotiate with the banks on your behalf.
Decision in 15 min
We submit your application to several banks at once — you get an answer fastest.
Down payment from 0%
Some banks allow leasing with no down payment. We will help you find it.
7-bank comparison
We compare Swedbank, SEB, Citadele, Inbank, Luminor, Mogo and GF.
Warranty up to 24 mo.
Every leased car comes with a MANGO warranty.
Free consultation
A finance expert will help you choose the most suitable leasing plan.
Frequently asked questions
What are car leasing rates in 2026?
In 2026, car leasing rates in Lithuania start from 1.45% + EURIBOR (Swedbank). Average market rates: 2.5–3.5%. For electric cars, rates are typically 0.3–0.5% lower. Through WHEELSTREET you get an individual offer from several banks at once.
Can I get leasing with no down payment?
Yes. Inbank and Mogo offer leasing from 0% down payment. However, with no down payment the monthly instalment will be higher and the total interest greater. We recommend at least a 10–15% down payment for the optimal balance.
How is leasing different from a car loan?
Leasing: the car remains the bank's property until the end of the contract. Loan: the car is yours straight away but pledged to the bank. Leasing usually has lower interest (1.45–3.5% vs 5–8% for a loan) and more flexible terms (residual value, shorter term).
How long does leasing approval take?
Through WHEELSTREET — on average from 15 minutes to 2 hours. We submit your application to several banks at once. Some banks (Inbank, Mogo) approve within minutes online.
Can I lease a used car?
Yes, all WHEELSTREET cars are available with leasing. Leasing for used cars is usually up to 84 months (7 years). Important: the car must be no older than 15 years at the end of the contract.
What is residual value in leasing?
Residual value is the amount you pay at the end of the contract if you want to keep the car. It is usually 10–30% of the car's value. A higher residual value means a lower monthly instalment. You can refinance or return the car.
Find out your leasing terms
Free consultation — we'll compare the banks' offers in 15 min.