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We compare offers from several banks and find the best terms for your car. A decision in 15 minutes.
We'll call you back within 24 hours.
| Bank | Interest rate | Term | Down payment | EV rate |
|---|---|---|---|---|
| Swedbank | from 1,99 % | up to 84 mo. | from 10 % | from 1,49 % |
| SEB | e.g. 2,29 % | up to 84 mo. | from 10 % | from 1,45 % |
| Luminor | from 1,99 % | up to 84 mo. | from 10 % | from 1,45 % |
| Citadele | individual | up to 84 mo. | from 10 % | from 1,49 % |
| Artea (SB lizingas) | individual | up to 96 mo. | from 10 % | — |
| Inbank | car loan from 3,9 % | up to 120 mo. | from 0 % | — |
| Mogo | e.g. 19,2 % | up to 84 mo. | from 0 % | — |
* Providers' publicly listed terms (margin + EURIBOR), July 2026. The lowest rates usually apply to new or electric cars; the final offer depends on the car and the client's creditworthiness. Inbank offers a car loan (not leasing).
The best rates on the market — we negotiate with the banks on your behalf.
We submit your application to several banks at once — you get an answer fastest.
Some banks allow leasing with no down payment. We will help you find it.
We compare Swedbank, SEB, Citadele, Luminor, Mogo and GF.
Every leased car comes with a MANGO warranty.
A finance expert will help you choose the most suitable leasing plan.
In 2026, car leasing rates in Lithuania start from 1.99% + EURIBOR (Swedbank, Luminor). Average market rates: 4–5%. For electric cars, rates are typically 0.3–0.5% lower. Through WHEELSTREET you get an individual offer from several banks at once.
Yes. Mogo offers leasing from 0% down payment. However, with no down payment the monthly instalment will be higher and the total interest greater. We recommend at least a 10–15% down payment for the optimal balance.
Leasing: the car remains the bank's property until the end of the contract. Loan: the car is yours straight away but pledged to the bank. Leasing usually has lower interest (1.45–3.5% vs 5–8% for a loan) and more flexible terms (residual value, shorter term).
Through WHEELSTREET — on average from 15 minutes to 2 hours. We submit your application to several banks at once. Some leasing providers (e.g. Mogo) approve within minutes online.
Yes, all WHEELSTREET cars are available with leasing. Leasing for used cars is usually up to 84 months (7 years). Important: the car must be no older than 15 years at the end of the contract.
Residual value is the amount you pay at the end of the contract if you want to keep the car. It is usually 10–30% of the car's value. A higher residual value means a lower monthly instalment. You can refinance or return the car.
Free consultation — we'll compare the banks' offers in 15 min.